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DATE OF ADOPTION: 10.03.2026

DATE OF LAST UPDATE: 10.03.2026

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This Privacy Policy is tailored to the current Nance product architecture, including bank and Account Aggregator-linked finance data, Android SMS-based detection, email-linked credit card tracking, budgets, groups, personalized insights, and Nancy AI interactions.

1. SCOPE AND WHO WE ARE

2. ACCEPTANCE AND CONSENT

3. CATEGORIES OF DATA WE COLLECT

4. HOW WE COLLECT DATA

5. SMS-BASED FINANACIAL DETECTION (ANDROID)

6. EMAIL LINKING AND CREDIT CARD TRACKING

7. FINANCIAL ACCOUNT CONNECTIVITY AND ACCOUNT AGGREGATOR DATA

8. FINANCIAL DATA RECONCILIATION AND ACCURACY